Alibaba has also outflanked the opposition in online payments. Aware that most Chinese do not have credit CARDS, Mr Ma introduced AliPay, a system that keeps cash in escrow until goods arrive.

阿里巴巴在网上支付的领域又棋胜一筹，意识到大多数的中国人没有信用卡，马云推出了支付宝，它可以在到货之前将所付金额一直交由第三方保管的支付系统。

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His fast-growing business, funded by IDG and Softbank, has more than 500, 000 registered users, with a goal of 1 million by next year--boosted by an escrow-based online payment service in a market where credit cards and bank transfers aren't common.

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